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Hey graduates -- listen now and avoid regrets later

ExchangeOnce again graduation season is upon us.Calling the ceremonies "commencement" is supposed to get grads to focus on the beginning of the... Read moredollars and sense

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When used wisely, credit cards can be our friends

ExchangeA lot of consumer advocates treat credit cards as if they're dirty, vile things. When you're in a financial pinch, it's good to have a quick, easy... Read moredollars and sense

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Living green can save you some green

Arguably the greenest actor in Hollywood (excluding Kermit the Frog), Ed Begley Jr. launched the second season of his popular HGTV series, "Living... Read more Photos dollars and sense

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Is your home adequately insured?

ExchangeWith last weekend's deluge and the threat of hurricanes looming, many of us might feel a little concerned about our insurance coverage. If nature... Read moredollars and sense

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Is the minimum wage increase good for everyone?

ExchangeFolks may have been dancing in the streets a few months ago when the federal minimum wage went up. But the group most often cited as the... Read moredollars and sense

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New legislation may make college costlier for many students

ExchangeNo one said paying for college would be easy, but a bill now up for President Bush's approval may have a negative impact on many deserving... Read moredollars and sense

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Tax deadline looming for energy efficient home improvements

ExchangeTime is running out to take advantage of a federal tax break.By utilizing the Energy Policy Act of 2005, homeowners are eligible for up to... Read moredollars and sense

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Conserving energy is more about smarts than sacrifices

NewsWith all the high-tech gadgetry available these days, conserving energy may seem difficult.Big-screen TVs, faster computer processors and... Read moredollars and sense

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E-mail allegedly from the IRS more likely a scam than a windfall

ExchangeNormally an e-mail from the IRS would make anyone nervous, but the one I received a week ago said "Refund Notification" in the subject field.... Read moredollars and sense

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Do the postman a favor, cut down on your catalogs

NewsYou can pretty much tell it's the gift-giving season because your postal carrier is hunched over from the weight of the extra junk mail. The... Read moredollars and sense

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New initiative looks to turn spenders into savers

ExchangeFinancially speaking, you can divide people into two groups: savers and spenders.Once upon a time, the former was the more formidable... Read moredollars and sense

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A New Year's gift from the IRS

NewsPerhaps one of the most rewarding and frustrating things one can do is start a business.Last year, I went through an intensive multi-week... Read moredollars and sense

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New legislation makes Do Not Call Registry popular subject of misinformation

ExchangeAs I've written before, I'm always up for ideas for this column. That's how I got started writing it.I had consumer finance questions and... Read moredollars and sense

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Take it from a geek, you can't be too safe when e-filing your taxes

ExchangeThis year you've decided to give up the paper form and join the rest of the 21st century and file your taxes electronically.According to... Read moredollars and sense

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Make sure your travel really is eco-friendly

ExchangeSeveral years ago when staying at a hotel, I noticed a sign in the room asking if I'd like to conserve water by not having the maid change the... Read moredollars and sense

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